Nowadays, working mothers have the option to provide breastmilk to their babies even while at work. Thanks to the Affordable Care Act of 2010 that required insurance companies to provide insurance covered breast pumps, mothers can now save on cost while providing adequate nourishment to their babies. Insurance companies now work with breast pump manufacturers and suppliers to provide insurance covered breast pumps to their valued clients. These pumps vary in size and design as well as the price. However, since they are now covered by insurance companies, mothers can select the brand they would prefer for their breast pumps, provided they are authorized by the insurance company.
Will Insurance Cover My Breast Pump?
This is a common question most mothers ask these days. As mandated by law, health insurance companies are required to cover the costs of breast pumps for all mothers. Not only that. Mothers will also receive support and counseling for the whole duration of breastfeeding free of charge. However, if your plan was enrolled on March 2010, it is best to check with your insurance company on whether or not your plans have coverage for breast pumps or provide you with an alternative solution.
Most insurance companies today are shaping up their breast pump coverage policies for all breast feeding moms. In addition, if your baby has a medical issue, you have a chance to get a hospital grade pump you need; but if your baby needs to initiate milk supply you only require pre-authorization and prescription. Additionally, the insurance company also covers the cost of the breast pump either through rental or a new one for you to keep.
Health consultants will provide you with options on the type of breast pump you prefer to use, either electric or manual. You will also be given instruction on how to use and care for it. In some cases, your insurance plan will follow the doctor’s recommendations on what is good for you.